5 Benefits of Getting Car Financing for Your New GMC, Buick, or Chevy

When you consider financing options for a new car purchase, there are many benefits in choosing a plan through your dealership instead of a bank, credit union, or outside lender. Your GMC dealer can provide greater flexibility, convenience, and better rates for car financing.

5 Benefits of Getting Car Financing for Your New GMC, Buick, or Chevy at Your GMC Dealer

1. Extended Loan Terms

While most banks and financial institutions offer car loan terms between 48 and 60 months, you’ll have greater options with a dealership, where a loan term can be extended up to 72 months. You’ll find longer loan term agreements allow for more affordable payments and allow you to buy a more expensive car or a model with more features and accessories.

2. Processing Your Application Is Faster

When you shop for a new car with financing through your dealership, you’ll have the advantage of a much faster process. Your GMC experts will provide all the necessary paperwork, documentation requirements, and loan approval within hours so that you can drive your new car home without delay. In most cases, outside lenders take several days or weeks to process a car loan, waiting days or up to one week.

3. Greater Flexibility for Lower Credit Scores

Dealerships offer greater flexibility for individuals with lower credit scores, which makes it easier to obtain a loan for a car while enjoying competitive interest rates. Many dealerships offer in-house financing, which can provide an excellent opportunity, mainly when financing cannot be obtained through a third-party lender. You’ll also benefit from improving your credit rating by making regular payments.

4. Promotional and Incentives

You’ll have access to great promotions and incentives when you work with your local GMC financing team. Many dealerships offer discounts when you finance directly through the manufacturer or dealer, which include lower interest rates, purchase discounts, and other incentives. Your GMC experts may offer great deals on regular maintenance, accessories, and other features for your vehicle.

5. Convenient Access to Services

Dealerships often offer discounts on services and additional features for your vehicle, including scheduled maintenance such as tire changes, batteries and brakes, alignments, oil changes, and tire rotations. If you require repairs or replacements, your GMC team can provide access to certified technicians familiar with your vehicle.

When you purchase a new or pre-owned vehicle, there are many advantages to working directly with your GMC financing team. Visit us at Bob Stephen Motors and discover what we have to offer you from our incredible showroom inventory today. We have great deals on maintenance plans, financing options, and a fantastic selection of vehicles to meet your driving and lifestyle needs.

Tags: auto finance, Buick, Chevrolet, GMC
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